Description:

• An interest bearing checking account with limited transactions.

Requirements:

• Minimum opening balance $2500.
• Minimum daily balance of $2500 required to obtain the disclosed annual percentage yield.
• Minimum balance requirement $2500
• There is a limitation of 6 withdrawals per monthly cycle (not including those made in person, by mail, by telephone with check mailed to you, messenger, ATM or to repay loans with us).
• Only 3 of the 6 withdrawals may be payments by check, draft, ATM card or similar order to third parties.  

Benefits:

• Higher interest rate than an unlimited transaction account.
• Check images with monthly statement.
• Telephone banking available
• Online banking available
• Earn interest on your checking account
• Compounded and paid monthly on your daily balance

Cost:

• If the balance requirement is not maintained a service charge of $20 will be assessed, and no interest will be paid for the cycle.
• If the withdrawal limit is exceeded there will be a $20 service charge.

The above account description is intended for  marketing purposes only and not designed as a substitute for full disclosure as defined by the Truth in Savings Act. If you are interested in obtaining full disclosures of any account described above, please contact a Citizens National Bank Customer Service Representative.