Description:

• A certificate of deposit designed to assist you with your retirement needs and defer taxes until retirement. 

Requirements:

• Minimum opening deposit $250.

Benefits:

• We offer competitive rates on our IRA accounts. We have both a fixed rate 18 month certificate and a variable rate 18 month certificate. We also offer a 30 month fixed rate certificates and a 36 month fixed rate certificate. You may add or withdraw from the variable IRA as allowed by law or withdraw from the fixed rate IRA as allowed by law.  

Cost:

• If the account owner is under 59 1/2 years of age, there is a three months' interest penalty for early withdrawal. Please contact our New Accounts department for details.