Home Accounts Services About Us Internet Banking Contents Contact Us

 Individual Retirement Accounts


  • A certificate of deposit designed to assist you with your retirement needs and defer taxes until retirement. 


  • Minimum opening deposit $250.


  • We offer competitive rates on our IRA accounts. We have both a fixed rate 18 month certificate and a variable rate 18 month certificate. We also offer a 30 month fixed rate certificates and a 36 month fixed rate certificate. You may add or withdraw from the variable IRA as allowed by law or withdraw from the fixed rate IRA as allowed by law.  


  • If the account owner is under 59 1/2 years of age, there is a three months' interest penalty for early withdrawal. Please contact our New Accounts department for details.


Member FDIC