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 Certificates of Deposit


  • A deposit made for a specified length of time at a fixed rate, traditionally higher than checking or savings accounts.


  • Minimum opening deposit $1000  


  • We offer competitive rates on our Certificates of Deposits and have several maturity and interest payment options available. Please call one of our new accounts representatives for details and current rates at (936)545-4113.
  • Automatically renewable.
  • Interest can be compounded quarterly or transferred to another deposit account automatically.


  • Penalty for early withdrawal.
The above account description is intended for marketing purposes only and not designed as a substitute for full disclosure as defined by the Truth in Savings Act. If you are interested in obtaining full disclosures of any account described above, please contact a Citizens National Bank Customer Service Representative.


Member FDIC